Below are the best 5 personal finance books I’ve read last year. If you like personal finance, investment, or even just general reading, you should consider giving these books a try!
The Four Pillars of Investing by William Bernstein
This book will teach you the fundamentals of investing and how to design and assemble an investment portfolio for on-the-street investors like you and me. It was first published a decade ago, but it is still very popular today. The author explained the four pillars: the theory of investing, the history of investing, the psychology of investing, and the business of investing. Very informational book in which you can learn a lot.
A Random Walk Down Wall Street by Burton Makiel
Another great book on investing. The author explained a lot of fundamentals on stocks and bonds, investment trusts, home ownership, gold, etc. You should give it a try if you are new to the game of investing.
The Psychology of Money by Morgan Housel
If the previous two books are too serious, consider this best-selling book on personal finance. This book teaches how to behave with money. It shares 19 stories exploring the strange ways people think about money, and it teaches you how to make better sense of one of life’s most important topics.
Your Money or Your Life by Vicki Robin
This book was written 25 years ago, and it has been considered the go-to book for taking back your precious life by changing your relationship with money. It teaches people to improve their finances and have the fullest life, it even ignited the FIRE (Financial Independence Retire Early) movement!
How to Really Ruin Your Financial Life and Portfolio by Ben Stein
The last book on my list is about investing but it was written in a very sarcastic and funny tone. It teaches you NOT TO make stupid mistakes and ruin your financial life. This book is very fun to read!
以下是我去年读过的最好的 5 本个人理财书籍。 如果你喜欢个人理财、投资，甚至只是普通阅读，你应该考虑试试这些书，会受益匪浅！
投资的四大支柱 – 威廉·伯恩斯坦
这本书教你投资的基本原理，以及像你我这样的普通投资者如何设计投资组合。它在十年前首次出版，但今天仍然很受欢迎。作者阐述了四大支柱：投资理论、投资历史、投资心理学和投资方法。很有参考价值的一本书，可以学到很多东西。
在华尔街的随意漫步 – 伯顿·马基尔
另一本关于投资的好书。作者讲解了很多关于股票和债券、投资信托、房屋所有权、黄金和白银等的基本知识。如果您是投资游戏的新手，一定要拜读一下。
金钱心理学 – 摩根·豪塞尔
如果前两本书太严肃，可以考虑这本关于个人理财的畅销书。这本书教导如何用钱行事。它分享了 19 个故事，探索人们看待金钱的奇怪方式，并教您如何更好地理解生活中最重要的话题：金钱。
你的钱或你的生活 – 薇琪·罗宾
这本书写于 25 年前，被认为是通过改变与金钱的关系来夺回宝贵生命的必读之书。它教会人们改善财务状况，过上充实的生活，甚至还掀起了FIRE（财务自由 提早退休）运动！
如何真正毁掉你的财务生活和投资组合 – 本·斯坦恩
我名单上的最后一本书是关于投资的，但它是以一种非常讽刺和有趣的语气写的。它教导不要犯愚蠢的错误并毁了你的财务生活。这本书读起来很有趣！
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