We often came across these two organizations when we listen to the news: “IMF (International Monetary Fund”, and “World Bank”. Are they the same, if not how are they different? Let me explain.
First, they are two different organizations. They were both created in 1944 at the Breton Wood conference, and share a common goal of raising living standards in their member countries. However, the two operate on different approaches.
IMF (International Monetary Fund)
IMF focuses on macroeconomics and financial stability and provides policy advice and capacity development support to countries. It provides short- and medium-term loans to help counties that are experiencing balance of payment problems and difficulty meeting intonational payment obligations. Its staff are primarily economists.
World Bank
World Bank focuses on long-term economic development and poverty reduction by providing technical and financial support to countries. Examples of such supports are building schools, providing water and electricity, fighting disease, and protecting the environment. World Bank assistance is generally long-term and their staff are often technical specialists in specific areas such as environment or education.
我们在听新闻的时候经常会听到这两个组织：“IMF（国际货币基金组织）”和“世界银行”。它们是一样的吗，不一样的话有什么区别呢？我来解释一下。
首先，它们是两个不同的组织。他们都是 1944 年在布莱登森林会议上创建的，他们的共同目标是提高其成员国的生活水平。但是，它们采用不同的方法。
IMF（国际货币基金组织）
IMF 关注宏观经济和金融稳定，为各国提供政策建议和能力建设支持。国际货币基金组织提供短期和中期贷款，以帮助遇到国际收支问题和难以履行国际支付义务的国家。基金组织的工作人员主要是经济学家。
世界银行
世界银行通过向各国提供技术和金融支持，专注于长期经济发展和扶贫。此类支持的例子包括建造学校、提供水电、抗击疾病和保护环境。世界银行的援助通常是长期的，他们的工作人员通常是特定领域的技术专家，比如在环境或教育方面。
#IMF #worldbank
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