Ep38. IMF vs World Bank 国际货币基金组织与世界银行

We often came across these two organizations when we listen to the news: “IMF (International Monetary Fund”, and “World Bank”. Are they the same, if not how are they different? Let me explain.

First, they are two different organizations. They were both created in 1944 at the Breton Wood conference, and share a common goal of raising living standards in their member countries. However, the two operate on different approaches.

IMF (International Monetary Fund)

IMF focuses on macroeconomics and financial stability and provides policy advice and capacity development support to countries. It provides short- and medium-term loans to help counties that are experiencing balance of payment problems and difficulty meeting intonational payment obligations. Its staff are primarily economists.

World Bank

World Bank focuses on long-term economic development and poverty reduction by providing technical and financial support to countries. Examples of such supports are building schools, providing water and electricity, fighting disease, and protecting the environment. World Bank assistance is generally long-term and their staff are often technical specialists in specific areas such as environment or education.


首先,它们是两个不同的组织。他们都是 1944 年在布莱登森林会议上创建的,他们的共同目标是提高其成员国的生活水平。但是,它们采用不同的方法。


IMF 关注宏观经济和金融稳定,为各国提供政策建议和能力建设支持。国际货币基金组织提供短期和中期贷款,以帮助遇到国际收支问题和难以履行国际支付义务的国家。基金组织的工作人员主要是经济学家。



#IMF #worldbank

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